Static Caravan Insurance - Compare Quotes

Do you have static caravan insurance? Compare quotes and you may find that you end up with cover that is more suitable for your needs.

It may only be by comparing insurance quotes that you can be sure you have the most appropriate deal.

First things first - static caravan or park home?

A static caravan is one that can be moved infrequently but which is normally securely tethered on a site. You would typically use one as a holiday home for a number of weeks or months per year on a holiday caravan site. If you live in yours all year round on a formally registered park home site, then it will need to be covered with park home insurance rather than static caravan cover.

Static caravan sites

Contrary to what you may have been led to believe, you do not have to buy your static caravan insurance from the site owner although you may have to provide them with details of your insurance and they may charge an administration fee. If you have your own static caravan insurance, compare your premium to the premium asked by the site owner and you may find that, even with the administration fee taken into account, you may still be able to save some money. If you can site your caravan in a location, which typically has no history of flooding, then you may typically find that more attractive premiums are available.

Policy specifics

If your caravan is on a site that closes for the winter months, then some policies may stipulate that the water and heating systems are drained down. You may find that your awning, while included on your holiday home insurance, may have its own insurance limit. Your static caravan insurance may also require you to stow your awning when you are not present in the caravan. You may also wish to bear in mind that, while your awning is a very useful addition to your living space, it is not in any way a secure area so contents left there may typically not be covered by your caravan insurance.

Only you know exactly what cover you would like to see for your static. So if you have quotes for caravan insurance, compare them and you may find a policy that is appropriate for you.

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